Apply Now for a Car Title Loan

You have probably heard of car title loans as a convenient and simple loan solution. This may sound impossible; after all, who has ever heard of a convenient and simple loan solution. But, these loans offer flexible requirements, online applications, cash in an hour and credit for bad credit. So, how do you go about applying for these attractive personal loans?

Online Application

The online application process can also be completed over the phone if you prefer to speak to an individual or if you have any questions to ask while you are applying. Follow these simple steps to apply:

• Go to our homepage.
• Fill in the required fields on the form on the website.
• Make sure to include your name, address and phone number and your car’s make, model, year and mileage.

This whole process can be finished in only a few minutes as there is no further information required and there is no credit check, employment check or other financial check required. Approval will be available immediately and you will be offered a preliminary loan amount.

Finalizing the Process

Completing the application process is also simple, although this part will require you to leave your home. However, since you have already been approved for the loan and will be going to get your cash, this is not really such a hassle. You will need to get your paperwork together before you go into the offices and make sure they are all valid to prevent any delays in the process. You will need to bring in:

• Photo ID
• A utility bill in your name as proof of residence
• Your current car title
• Car insurance
• Proof of income (from any source)

If you have everything together, you can then check the contract and discuss anything in the contract you want to. Optimum Title Loans will take over the lien of the car when you sign the contract. You will then get the loan which can be in your hands within the hour – a convenient and simple loan solution.